At Bernard Herold & Co., we recognize the importance of protecting our clients’ privacy and we have policies in place to maintain the confidentiality and security of their personal information. The following policy is designed to help you understand what information we collect from our clients and how we use that information to service them.

Categories of information that BH & Co. collects:

We collect non-public, personal information about our clients from the following sources:

• Information we receive from them on applications or other forms;
• Information about their transactions with us, our affiliates or others; and
• Information we might receive from a consumer reporting agency..

Categories of information that BH & Co. discloses:

We may disclose the following kinds of non public, personal information about our clients:

• Information we receive from them on applications or other forms, such as name, address, social security number, assets, and income;
• Information about their transactions with us, our affiliates or others, such as their account balance, payment history, parties to transactions, and credit card usage; and
• Information we receive from a consumer reporting agency, such as their creditworthiness and credit history.

Categories of information that BH & Co. discloses and parties to whom BH & Co. discloses:

We do not disclose any non-public, personal information about our customers or former customers to anyone, except as permitted by law.

Confidentiality and Security

We restrict access to non public, personal information about our clients to those employees and agents who need to know that information in order to provide products or services to them. We maintain physical, electronic, and procedural safeguards to protect our clients’ non-public, personal information.